If you are a British car owner staying in the EU then you better verify whether you are duly insured or not. The reason is that the comprehensive policy that you availed of while staying UK may not be as comprehensive as it was there, now that you are living and driving in the European Union territory.
A Frequent Misconception that Can Lead to Disaster
It’s a popular impression that a United Kingdom policy of this type will give full coverage once you step on the channel. Indeed, the odds are that your policy, if it was taken out in the United Kingdom only offers basic liability coverage. Thus, it is a must that you confront it before it becomes a disaster.
Coverage Excludes You
More often this very mistake has made car owners suffer holding an empty bag when their car is stolen or wrecked while comprehensive policy holders in Britain. It can even get more complicated, because while the other driver’s car will be covered in an accident your case could be excluded.
Outside EU Countries
The rules tend to turn more complex should you cross a border and head into any one of the non EU countries, thus it is a must that you do your homework in getting your actual extent of coverage.
Research Online to Become More Informed
Luckily, there are a good number of online venues that dwell specifically with this area of concern. Aside from providing you with the type of accurate info that you need to assess your level of coverage they can also provide you the right direction on where to get the best deal on any additional insurancewhich you deem needed.
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By: Alberto Maeses
Written by Alberto Maeses. Find the latest information on Car Insurance Abroad as well as Foreign Car Insurance